{"id":4689,"date":"2022-07-14T14:33:40","date_gmt":"2022-07-14T12:33:40","guid":{"rendered":"https:\/\/barcelone.centre-pensees.com\/?page_id=4689"},"modified":"2025-05-27T11:29:45","modified_gmt":"2025-05-27T09:29:45","slug":"reimbursement-of-psychologists-in-spain","status":"publish","type":"page","link":"https:\/\/barcelone.centre-pensees.com\/en\/remboursement-des-psychologues-en-espagne\/","title":{"rendered":"Reimbursement of psychologists in Spain"},"content":{"rendered":"

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header_5_letter_spacing__hover_enabled=\u00a0\u00bb0px\u00a0\u00bb header_5_line_height__hover=\u00a0\u00bb1em\u00a0\u00bb header_5_line_height__hover_enabled=\u00a0\u00bb1em\u00a0\u00bb header_5_text_shadow_style__hover=\u00a0\u00bbnone\u00a0\u00bb header_5_text_shadow_style__hover_enabled=\u00a0\u00bbnone\u00a0\u00bb header_5_text_shadow_color__hover=\u00a0\u00bbrgba(0,0,0,0.4)\u00a0\u00bb header_5_text_shadow_color__hover_enabled=\u00a0\u00bbrgba(0,0,0,0.4)\u00a0\u00bb]Centre Fran\u00e7ais de psychoth\u00e9rapie \u00e0 Barcelone<\/p>\n

Remboursement des psychologues en Espagne<\/h1>\n

[\/et_pb_text][\/et_pb_column][et_pb_column type=\u00a0\u00bb1_4″ _builder_version=\u00a0\u00bb4.16″ custom_padding=\u00a0\u00bb|||\u00a0\u00bb custom_padding_tablet=\u00a0\u00bb||||false\u00a0\u00bb custom_padding_phone=\u00a0\u00bb\u00a0\u00bb custom_padding_last_edited=\u00a0\u00bbon|desktop\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb padding_tablet=\u00a0\u00bb||||false\u00a0\u00bb padding_last_edited=\u00a0\u00bbon|desktop\u00a0\u00bb custom_padding__hover=\u00a0\u00bb|||\u00a0\u00bb padding_phone=\u00a0\u00bb||||false\u00a0\u00bb][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=\u00a0\u00bb1″ admin_label=\u00a0\u00bbHero\u00a0\u00bb _builder_version=\u00a0\u00bb4.16″ custom_padding=\u00a0\u00bb0|0px|13px|0px|false|false\u00a0\u00bb bottom_divider_height=\u00a0\u00bb0px\u00a0\u00bb border_width_bottom=\u00a0\u00bb1px\u00a0\u00bb border_color_bottom=\u00a0\u00bb#efefef\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_row column_structure=\u00a0\u00bb3_5,2_5″ _builder_version=\u00a0\u00bb4.17.1″ max_width=\u00a0\u00bb1937px\u00a0\u00bb custom_margin=\u00a0\u00bb|||\u00a0\u00bb custom_margin_tablet=\u00a0\u00bb||0px|\u00a0\u00bb custom_margin_phone=\u00a0\u00bb\u00a0\u00bb custom_margin_last_edited=\u00a0\u00bbon|desktop\u00a0\u00bb custom_padding=\u00a0\u00bb0|0px|0px|0px|false|false\u00a0\u00bb use_custom_width=\u00a0\u00bbon\u00a0\u00bb width_unit=\u00a0\u00bboff\u00a0\u00bb custom_width_percent=\u00a0\u00bb100%\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_column type=\u00a0\u00bb3_5″ _builder_version=\u00a0\u00bb4.16″ custom_padding=\u00a0\u00bb0%||0%|13%|true|false\u00a0\u00bb custom_padding_tablet=\u00a0\u00bb50px|50px|50px|50px\u00a0\u00bb custom_padding_phone=\u00a0\u00bb\u00a0\u00bb custom_padding_last_edited=\u00a0\u00bbon|tablet\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb padding_tablet=\u00a0\u00bb50px|50px|50px|50px\u00a0\u00bb padding_last_edited=\u00a0\u00bbon|tablet\u00a0\u00bb custom_padding__hover=\u00a0\u00bb|||\u00a0\u00bb padding_phone=\u00a0\u00bb50px|50px|50px|50px\u00a0\u00bb][et_pb_text _builder_version=\u00a0\u00bb4.17.1″ text_font=\u00a0\u00bbMontserrat|300|||||||\u00a0\u00bb text_font_size=\u00a0\u00bb16px\u00a0\u00bb text_line_height=\u00a0\u00bb2em\u00a0\u00bb link_font=\u00a0\u00bb||||||||\u00a0\u00bb ul_font=\u00a0\u00bb||||||||\u00a0\u00bb ol_font=\u00a0\u00bb||||||||\u00a0\u00bb quote_font=\u00a0\u00bb||||||||\u00a0\u00bb header_font=\u00a0\u00bb||||||||\u00a0\u00bb header_2_font=\u00a0\u00bbMontserrat|300|||||||\u00a0\u00bb header_2_text_color=\u00a0\u00bb#212d3b\u00a0\u00bb header_2_line_height=\u00a0\u00bb1.5em\u00a0\u00bb custom_margin=\u00a0\u00bb47px||67px||false|false\u00a0\u00bb custom_margin_tablet=\u00a0\u00bb0px|50px||50px\u00a0\u00bb custom_margin_last_edited=\u00a0\u00bboff|desktop\u00a0\u00bb custom_padding=\u00a0\u00bb1px||5px|||\u00a0\u00bb locked=\u00a0\u00bboff\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n

Le psychologue et les assurances maladie<\/h2>\n

La psychologie est l’une des nombreuses sp\u00e9cialit\u00e9s incluses, dans les remboursements, mais celle ci comporte quelques limites.
\nAu cours des derni\u00e8res ann\u00e9es et surtout apr\u00e8s la pand\u00e9mie de covid, le nombre de troubles mentaux a augment\u00e9 de plus de 45 %. Un chiffre effarant auquel le syst\u00e8me de s\u00e9curit\u00e9 sociale espagnol n’est pas en mesure de faire face. C’est pourquoi de nombreux patients finissent par se tourner vers les polices priv\u00e9es. Mais comment l’assurance maladie couvre-t-elle le psychologue ? Quelles sont les polices d’assurance maladie qui offrent le meilleur acc\u00e8s \u00e0 ces professionnels ? Dans ce guide, nous vous expliquons tout.<\/p>\n

 <\/p>\n

Comparaison des couvertures psychologiques dans les polices d’assurance maladie<\/h3>\n

Bien qu’il soit courant qu’une police d’assurance maladie inclue la psychologie parmi les sp\u00e9cialit\u00e9s auxquelles vous pouvez acc\u00e9der, il est \u00e9galement possible qu’elle soit exclue ou qu’un co-paiement soit appliqu\u00e9 par s\u00e9ance. Si votre assurance maladie vous offre la possibilit\u00e9 de consulter un psychologue, vous devrez v\u00e9rifier les petits caract\u00e8res pour savoir dans quelles conditions et limites ce service est fourni. Nous pouvons v\u00e9rifier les diff\u00e9rences habituelles en comparant ce que les principaux assureurs offrent lorsqu’il s’agit de prendre soin de votre sant\u00e9 mentale et de votre bien-\u00eatre \u00e9motionnel.<\/p>\n

 <\/p>\n

Tableau comparatif des remboursements de psychologues en Espagne<\/h3>\n\n\n\n\n\n\n\n\n
\n
    \n
\"\"<\/th>\n\"\"<\/th>\n\"\"<\/th>\n\"\"<\/th>\n\"\"<\/th>\n<\/tr>\n<\/thead>\n
\n
\n
\"\"<\/div>\n
Sessions max<\/div>\n<\/div>\n<\/td>\n
15 sessions annuelles\/garanties<\/td>\n20-40 sessions annuelles\/garanties<\/td>\n20 \u00e0 40 sessions par an\/s\u00e9curis\u00e9es<\/td>\n20 \u00e0 40 sessions par an\/s\u00e9curis\u00e9es
\n– 30 Psychoth\u00e9rapie et 30 Psychologie clinique en mode Elite<\/td>\n		Aux prix franchis\u00e9s<\/td>\n<\/tr>\n
\n
\n
\"\"<\/div>\n
Paiement tiers?<\/div>\n<\/div>\n<\/td>\n
Oui, en fonction de l’utilisation de ses services<\/td>\nEn fonction de la modalit\u00e9 (en Adeslas B\u00e1sico, 16 euros par session)<\/td>\nEn fonction de la modalit\u00e9<\/p>\n

– Asisa Momento : 13 euros par session<\/p>\n

– Asisa Activa : 9 euros par session<\/p>\n

– Asisa Activa Plus : pas de co-paiement<\/td>\n

En fonction de la modalit\u00e9 (dans DKV Integral, 9 euros par s\u00e9ance)<\/td>\n\"\"<\/td>\n<\/tr>\n
\n
\n
\"\"<\/div>\n
D\u00e9lai de carence<\/div>\n<\/div>\n<\/td>\n
6 mois<\/td>\nSans carence<\/td>\n6 mois<\/td>\nSans carence<\/td>\nSans carence<\/td>\n<\/tr>\n
\n
\n
\"\"<\/div>\n
Exclusions<\/div>\n<\/div>\n<\/td>\n
Psychanalyse, th\u00e9rapie psychanalytique, hypnose, narcolepsie et services de r\u00e9habilitation psychosociale et neuropsychiatrique.<\/td>\nPsychanalyse, hypnose, tests neuropsychologiques et psychom\u00e9triques, sophrologie, narcolepsie ambulatoire, toute m\u00e9thode d’aide psychologique non comportementale, psychoth\u00e9rapie de groupe et r\u00e9habilitation psychosociale.<\/td>\nTests psychologiques, psychop\u00e9dagogie, psychoth\u00e9rapie de groupe et de couple, narcolepsie ambulatoire, hypnose.<\/td>\n– Les consultations, les techniques de diagnostic et les th\u00e9rapies qui ne suivent pas les crit\u00e8res de traitement neurobiologique ou pharmacologique, la psychanalyse, l’hypnose ou la narcolepsie ambulatoire, la sophrologie, les cures de repos ou de sommeil, et tous ceux qui d\u00e9coulent de services similaires.<\/p>\n

– Psychoth\u00e9rapie de groupe ou de couple, tests psychologiques et psychom\u00e9triques, r\u00e9habilitation psychosociale ou neuropsychologique, th\u00e9rapie \u00e9ducative ou cognitivo-comportementale dans les troubles de la communication orale et \u00e9crite, et les troubles du d\u00e9veloppement d’origines diverses.<\/td>\n

Psychologie, psychanalyse, hypnose, psychoth\u00e9rapie individuelle ou de groupe, tests psychologiques, narcolepsie et cures de repos et de sommeil.<\/p>\n

 <\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

 
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Le Centre Pens\u00e9es vous propose des th\u00e9rapies EMDR, TCC & psychanalytiques<\/strong><\/h3>\n

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Le psychologue dans les polices d’assurance maladie<\/h2>\n

Aujourd’hui, il est tout \u00e0 fait possible de trouver une police d’assurance maladie qui inclut l’acc\u00e8s aux s\u00e9ances de psychologie et les visites au cabinet du psychologue, en tant que sp\u00e9cialit\u00e9 suppl\u00e9mentaire. Mais les conditions peuvent changer beaucoup d’une entreprise \u00e0 l’autre. Et sous plus d’un aspect. Ce n’est pas seulement qu’ils disposent d’un \u00ab\u00a0vaste r\u00e9pertoire m\u00e9dical\u00a0\u00bb et de centaines de centres. C’est la qualit\u00e9 du service qui est la plus importante. Surtout, lorsqu’il s’agit de limitations.<\/p>\n

La diff\u00e9rence la plus influente est celle du nombre de consultations psychologiques annuelles incluses dans la couverture des \u00ab\u00a0traitements sp\u00e9ciaux\u00a0\u00bb. Dans le cas de Sanitas, qui offre \u00e9galement ce service dans son assurance maladie la plus basique, il y en a quinze par an. Mais il y a ceux qui vous en proposent jusqu’\u00e0 vingt, comme Adeslas ou Caser (dans la modalit\u00e9 Salud Prestigio, par exemple).<\/p>\n

Une solution qui peut \u00eatre propos\u00e9e, que vous n’ayez pas plus de s\u00e9ances disponibles ou que votre police ne couvre pas le psychologue, est de prolonger l’aide par des s\u00e9ances suppl\u00e9mentaires, mais \u00e0 un prix moins \u00e9lev\u00e9. Sanitas le fait, par exemple.<\/p>\n

S\u00e9ances de psychologie incluses dans la police d’assurance maladie<\/p>\n

D’autres solutions peuvent s’y ajouter, comme le conseil t\u00e9l\u00e9phonique. Certaines compagnies, comme MAPFRE ou AXA, incluent cette garantie dans la couverture de leurs polices m\u00e9dicales, quel que soit le niveau de protection. Un service exclusif pour leurs assur\u00e9s. Quelle que soit votre entreprise, si vous avez choisi une assurance maladie avec un annuaire m\u00e9dical, vous aurez \u00e0 votre disposition une liste de professionnels dans le domaine de la psychologie parmi lesquels vous pourrez choisir. Et elle est g\u00e9n\u00e9ralement \u00e9tendue.<\/p>\n

Mais si vous pr\u00e9f\u00e9rez opter pour un psychologue dont vous avez d\u00e9j\u00e0 des r\u00e9f\u00e9rences ou qui vous a \u00e9t\u00e9 recommand\u00e9, et qui ne travaille pas avec la compagnie d’assurance maladie aupr\u00e8s de laquelle vous envisagez de souscrire une police d’assurance, vous pouvez choisir une police de remboursement. Vous disposez d’options tr\u00e8s int\u00e9ressantes, comme Masalud Antares : toutes leurs polices comprennent des services de psychiatrie et d’assistance psychologique individuelle dans d’excellentes conditions. Parce qu’il s’agit d’une prestation sans ticket mod\u00e9rateur et avec un remboursement (90 % du co\u00fbt de huit s\u00e9ances par an).<\/p>\n

Quelles sont les exclusions importantes de la couverture psychologique ?<\/h3>\n

Le protocole est g\u00e9n\u00e9ralement r\u00e9p\u00e9t\u00e9 d’une entreprise \u00e0 l’autre. Il y a une \u00e9valuation initiale par un professionnel qui est g\u00e9n\u00e9ralement couvert par votre police, pour autant qu’il couvre les sp\u00e9cialit\u00e9s de la psychologie et de la psychiatrie. C’est le praticien qui d\u00e9cidera de la th\u00e9rapie la plus recommand\u00e9e pour l’assur\u00e9.<\/p>\n

\u00c0 ce stade, les diff\u00e9rences entre les entreprises commencent \u00e0 se r\u00e9v\u00e9ler. Il existe des compagnies d’assurance, comme Asisa, qui ne couvrent pas – dans le cadre de ces s\u00e9ances – la th\u00e9rapie de couple, ni aucune th\u00e9rapie de groupe : uniquement la th\u00e9rapie individuelle. D’autre part, ils vous offrent l’acc\u00e8s \u00e0 des centres o\u00f9 vous pouvez les consulter.<\/p>\n

DKV est l’un des plus complets en termes de couverture psychologique, puisqu’il inclut la psychologie clinique parmi ses garanties. Avec une assurance telle que DKV Mundisalud, il est possible d’acc\u00e9der \u00e0 des traitements pour les troubles alimentaires – anorexie et boulimie – ainsi que pour les troubles de l’apprentissage – hyperactivit\u00e9 et \u00e9chec scolaire -, les troubles de l’adaptation – stress, deuil, divorce -, et les maladies psychiatriques telles que la schizophr\u00e9nie. Dans tous les cas, trente sessions sont propos\u00e9es par an et assur\u00e9es.<\/p>\n

Vous devez garder \u00e0 l’esprit que, outre les th\u00e9rapies de groupe, la couverture de la psychologie ou de la psychoth\u00e9rapie peut pr\u00e9senter d’autres exclusions fr\u00e9quentes. C’est le cas de certains traitements sp\u00e9cifiques, comme la psychanalyse. Dans tous les cas, vous pouvez toujours trouver une entreprise qui vous offre l’acc\u00e8s \u00e0 ce traitement gr\u00e2ce \u00e0 un r\u00e9seau d’accords avec des cliniques ou des bureaux de psychanalyse, comme pour toute autre sp\u00e9cialit\u00e9 ou th\u00e9rapie sp\u00e9cifique.<\/p>\n

 <\/p>\n

Assurance maladie : couverture de la psychiatrie et de la psychologie<\/h2>\n

L’assurance maladie couvre \u00e9galement la psychiatrie.<\/h3>\n

La psychologie et la psychiatrie sont deux sp\u00e9cialit\u00e9s diff\u00e9rentes, car elles traitent de probl\u00e8mes diff\u00e9rents. Dans le cas de la psychiatrie, elle est n\u00e9cessaire lorsqu’il s’agit de troubles mentaux plus probl\u00e9matiques que ceux habituellement trait\u00e9s par des s\u00e9ances de psychoth\u00e9rapie, comme la schizophr\u00e9nie, la bipolarit\u00e9, la d\u00e9pendance, etc.<\/p>\n

Vous pouvez g\u00e9n\u00e9ralement consulter un psychiatre si vous avez besoin d’un diagnostic, comme vous le feriez pour tout autre sp\u00e9cialiste. En outre, le psychiatre est la premi\u00e8re \u00e9tape pour acc\u00e9der aux s\u00e9ances de psychoth\u00e9rapie : c’est lui qui doit conseiller le traitement (ou non).<\/p>\n

L’hospitalisation psychiatrique est l’une des garanties habituelles offertes dans le cadre de la couverture psychiatrique d’une assurance m\u00e9dicale, mais elle est soumise \u00e0 des conditions : il existe un nombre maximum de jours d’admission par an (normalement 50) et, dans la plupart des cas, elle n’est envisag\u00e9e que pour les patients chroniques et ceux qui connaissent une pouss\u00e9e aigu\u00eb de leur maladie mentale.<\/p>\n

Dans certains assureurs, le service d’h\u00f4pital de jour (pour les admissions de moins de 24 heures) admet \u00e9galement des patients pr\u00e9sentant une certaine forme d’urgence psychiatrique<\/p>\n

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Newsletter<\/h2>\n

Tenez vous inform\u00e9(e) des workshops, th\u00e9rapies et nouvelles du Centre Pens\u00e9es de Barcelone. Environ une fois par mois. D\u00e9sinscrivez vous facilement via le lien en bas de chaque newsletter
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Centre Fran\u00e7ais de Th\u00e9rapie \u00e0 Barcelone<\/h2>\n

Contactez un th\u00e9rapeute en remplissant le formulaire ci dessous<\/p>\n

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